🧾 My Story: $10K in Debt, a Failed Business, and the First Step Back

A few years ago, I launched a small business with big hopes — and even bigger expenses. I put everything on personal credit cards: supplies, software, ads, you name it. When the business failed, I was left with over $10,000 in debt and a credit score that took a serious hit.

For a while, I ignored it — until the stress of dodging balances and missing payments caught up with me. So I started small. I made the decision to tackle the debt head-on, focusing on one card at a time. It wasn’t glamorous, but it was progress.

Once the debt was under control, I started researching how to rebuild my credit — and that’s when I discovered how much AI could simplify the process. From creating custom payoff plans to automating reminders and spotting what actually impacts your score, it became my behind-the-scenes co-pilot.

If you're in the rebuilding phase too, just know: small wins add up. You don’t have to be perfect. You just have to start.

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