Skip to main content

How I Lowered My Optimum Bill by almost $100/month USD using ChatGPT as help in a 38 minute call

How I Lowered My Optimum Bill from almost $140 to $55 (with tax and tip) - in 38minutes

I’d been paying Optimum around $140 per month for Optimum's Triple Play package or similar—TV, Internet, and Phone. Over time, the cost had crept up with fees, regional sports charges, and equipment rentals. And truthfully I barely used the landline and the basic TV and mostly streamed my shows on youtube or Amazon Prime Video. It didn’t make sense anymore to pay 3x what some other competitive providers offer.

The most annoying part of this whole call was the wait time when i called. So just brace yourself for patience and go read a book or write an email while you're listening to zesty music on hold. It's not uber annoying mellow so you can get some things done while waiting with on speaker. 

I asked ChatGPT for a script to get me a discount and all the points I can make. Here it's all about the prompt engineering. I also asked about staying polite, firm and negotiating solid deal to save. 

The Moment I Decided to Call

When I looked at my bill and saw the latest jump to $143.82, I knew it was time to take action. I’ve been a loyal customer for over three years, always paid on time, and never asked for a discount. But this bill, reoccurring? It pushed me over the edge.

How I Reached the Right Person

I called Optimum’s main line, went through the phone prompts, and said: “Cancel my service.” That’s how you get routed to the Retention or Loyalty Department, where reps are trained to keep you as a customer. These folks have access to discounts that regular agents can’t offer. Someone tried to route me to Billing department - that's all bull, just ask right away to be connected to Retention Department, they are the real people with decision making power. 

When you call right away ask for the person's employee ID and name and make sure they are actually from the retention department (I actually had someone from billing the first time I called so be sure to ask before you spend time giving your address, your account numbers etc only to waste time and having to do it again when they transfer you over again. 

I got a gal named Niki ref employee ID 23L who helped me. She said she got me.  I verified and asked if Niki was are from retention department
I told her look, I really just need best price, same internet speed. I don't care for TV or basic TV, we barely use it once every 2 months. (I wonder if they can see usage on their end). 
I said "Look, I've also been with Optimum for 2 years and this price is getting outrageous when competitors are offering better speeds than 300 MBPS at like $40/month."

We went into verification process next and I got a verification number through my tex averification number. I read it off to the rep on the line. An Access code would be resent if you cant get the number to verify like an One time Password (OTP). While we were doing this I reiterated that I've been with Optimum 2 years by now and my price skyrockets each year. I started with $60/mo or so and now it's more than double. I asked what's the best offer I can get.... expect for someone like Niki, a rep, to put you on hold for 10 minutes, then you ask is that the absolute best and then they put you on hold for another few minutes till you say "Are you there?" They come back as if the rep was there the whole time. I think it's a tactic..  They probably use a strategic waiting period to see if you will just say "Screw it" and hang up or give up. I didn't give up. I held tight ship. When she was back 2nd time i said let's cancel basic TV, i dont need it. Not watching anyway. No TV needed, I stream everything these days, just the 300mpbs internet is sufficient for all my needs now...work, entertainment, news. 

She also told me I have DVR recording that's costing me $20+/month. Why do I need that anymore if I dont watch TV? Cancel it! She tried to upgrade me to a new type of package with more channels and recording but i KNOW this trick - they will raise the price and double it next year plus I have to get a guy from Optimum to come and install ...that means no internet, i need to take a day off or hours, a tip that I will have to give the guy ... nope nope nope. It's not happening. I want my Existing package at a lower price, and I'll cancel some services.

So here are my savings total that Niki removed: 

Cloud DVR - $21.99/mo - removed
Basic TV - $53/mo - removed
Phone line- negligible (part of package)
Total now Together $129.75

I asked her what else can she do for me since I JUST paid for the month - she gave me $50/mo upfront credit for 3 months because they couldn't refund me but they credit my account. So now I pay nothing for 3 full months but then will have to call back in again. 

The Conversation That Got Me $100+ Off Per Month in less than an hour

Here’s a real reconstruction of the call:

Me: “Hi, I’ve been with Optimum for a few years now and just saw that my bill went up again. It’s now over $140 a month and I’m honestly not using the TV or phone much anymore. I’m considering canceling unless there’s a better option available for loyal customers like me.”

Rep: “Let me take a look at your account… Okay, yes, I see you’ve been with us since 2022 and haven’t had any discounts applied recently. We do have some retention promotions available. What’s most important to you—keeping your current speed or cutting costs?”

Me: “My internet speed is fine, but I could drop the landline. I don’t use it at all. And TV… I mostly use Netflix, so I’d be okay with fewer channels or even dropping it altogether if it saves money.”

Rep: “Got it. So here's what I can offer: We can remove the phone line, downgrade the TV package to our ‘Value’ plan with local channels, and apply a loyalty discount that takes $30 off your bill for the next 12 months. That brings your bill to $112/month.”

Me: “That’s a start, but it’s still higher than I was hoping for. I’ve seen other ISPs in my area offering plans around $60–$75 for just internet. Is there anything else that can be done?”

Rep: “Let me check one more option… okay, if you're open to a 12-month agreement, I can apply an additional $20 monthly discount and waive the equipment fee. That brings it down to about $85/month total, same internet speed, slimmed-down TV, and no phone.”

Me: “No, better but Now that sounds much more reasonable. Can I get that locked in for a full year with no equipment charges or surprise fees?”

Rep: “Yes, I’ll email you the summary with the new pricing, and you’ll see it reflected on your next billing cycle. This promo lasts 12 months, and I recommend calling us again in month 11 to renew or review your options.”


Remember to never take "No for an answer". If you have to, call back and get another rep to speak with but don't give up until you are satisfied with your discount and feel it's reasonable. Remember also that some competition is charging $50 intro rates now for higher speeds of internet. 

What I Ended Up With

  • Old bill: $143.82/month
  • New bill: $55.04/month
  • Services: Same internet speed, No TV DVR, No phone line, no basic TV. JUST internet!
  • Total savings: ~$100 per month (around $1200 per year!)

Tips That Helped Me Get the Best Deal

  • Stay polite, but confident - you’re the customer.
  • Be clear about what you don’t need (like the landline).
  • Ask what new customers are getting and request similar promos.
  • Use competitor pricing as leverage (even if you don’t switch).
  • Ask if discounts require a 12-month commitment—most do.
  • Use ChatGPT if you're having a hard time staying factual and are getting emotional. Even during the call it can help to counter state some points to the rep. 
  • Ask for escalation if you're not getting where you want to be - they will likely give you more if you again state competition is lower and you're really thinking to just cancel the service (but don't let them call your bluff)

A Few Things to Watch Out For

  • Expiring promos: Set a reminder in your calendar to call back before the promo ends.
  • One-time credits: Make sure you’re getting recurring discounts, not just a $20 credit.
  • Bundles you don’t use: Don’t get talked into a package just to lower the price temporarily.

Final Thoughts

This whole call took less than 25 minutes. And just like that, I saved over $600 a year. The key is knowing what you’re paying for, knowing your alternatives, and not being afraid to ask. If you’ve been with Optimum for a while, there’s a good chance you’re overpaying too.

Want More Real-Life Wins Like This?

I share practical money-saving strategies, AI-powered tools, and side income hacks over on my YouTube channel. Join me there for more financial wins you can actually use.

Comments

Popular posts from this blog

🎬 Veo 3 vs Kling AI — Which AI Video Tool Should You Use in 2025? Comparing AIs Series.

🎬 Veo 3 vs Kling AI — Which AI Video Tool Should You Use in 2025? 🚀 Why This Comparison Matters AI video generation has exploded—with tools like Veo 3 bringing cinematic visuals and audio integration, while Kling offers a fast, creative workflow. Whether you're a content creator, marketer, or mompreneur, understanding these tools can save time, budget, and sanity. 📊 Veo 3 vs Kling AI: Side-by-Side Feature Comparison Feature Veo 3 (Google/Canva) Kling AI 2.0/2.1 Access & Pricing Invite-only; $250/mo via Google Ultra or Canva Pro (~$10+) Open beta; $4–10/mo with free tier Video Quality Cinematic 1080p, realistic motion & audio Polished & stylized visuals, avatar-friendly Workflow Speed Slower renders, high-quality output Fast, browser-based generation Audio Support Built-in voice, ambience, music Manual audio; supports lip-syncing Prompt Fidelity ...

Why We Ditched GoDaddy (and What Moms Should Know About DNS, Hosting, and Financial Control in 2025)

Why We Ditched GoDaddy (and What Moms Should Know About DNS, Hosting, and Financial Control in 2025) At The AI Mom Lab , I'm all about using smart tech to make life easier and more financially empowered — and that includes how we build and host our websites. This year, I decided to ditch GoDaddy’s default DNS setup. Why? Because their limitations were slowing us down — and in some cases, costing us money and stability. If you're building digital income streams or launching a content site, here's why it's time to rethink how (and where) your domain lives. 🚫 The GoDaddy Problem I registered our domain aimomlab.com through GoDaddy, thinking it would be a straightforward experience. But when tried to connect it to our Google Blogger site , I hit wall after wall: They only allowed 1 A record (Blogger needs 4 for stability) They tried to upsell us on Premium DNS ($50/year) The site broke every time we tried to configure it correctly Support gave con...

How 'Elena' Used AI and a Fresh Credit Score to Start Buying Real Estate in 2025

How 'Elena' Used AI and a Fresh Credit Score to Start Buying Real Estate in 2025 Note: "Elena" is a pseudonym used to protect the privacy of the individual. Many believe that entering the real estate market requires years of credit history and substantial capital. However, Elena's journey in 2025 challenges this notion. With a recently improved credit score and the assistance of AI tools, she embarked on her real estate investment journey, even amidst a competitive housing market. 💳 Step 1: Building a Solid Credit Foundation Just six months prior, Elena's credit score was below 600. Determined to improve her financial standing, she: Opened two no-fee credit cards, each linked to a small, recurring expense set on autopay. Utilized a secured credit builder loan through platforms like Self. Ensured timely payments by setting up calendar reminders. Maintained her credit utilization below 10%. Through consistent efforts and leveraging free ...

Comparing AIs - 🤖 Grok vs. ChatGPT vs. Perplexity: Which AI Model Is Best for Your Needs in 2025?

🤖 Grok vs. ChatGPT vs. Perplexity: Which AI Model Is Best for Your Needs in 2025? Large-language-model chatbots have exploded—each promising smarter answers, deeper reasoning, and fewer hallucinations. Three names dominate day-to-day productivity: Grok 1.5 (Twitter/X AI) ChatGPT (o3 / GPT-4-Turbo) Perplexity AI (PPLX-70B + web synthesis) 💡 Comparison Table Capability Grok 1.5 ChatGPT (o3) Perplexity AI Context Window 128 K tokens 128 K (tokens) ~25 K (tokens web) Reasoning Depth High (programming, math) Very High (multi-step logic) Moderate (augments with search) Live Web Access X/Twitter realtime + search Bing-powered browsing Instant web snippets default Hallucination Frequency* ≈ 15 % ≈ 8 % ≈ 12 % Best Use Cases Tech memes, coding help, trend snark Deep research, content creation, tutoring Fact-checking, quick summaries, citations Typical Output Tone Edgy / humorous Neutral-to-helpful Concise / citation-heavy *Hallucination = confident wrong answer, esti...

AI Deep Dive - Grok & Twitter/X: Harnessing Real-Time Sentiment at Internet Scale

📈 AI Deep Dive - Grok & Twitter/X: Harnessing Real-Time Sentiment at Internet Scale Grok 1.5, xAI’s conversational model, has one super-power other chatbots envy: a native fire-hose connection to Twitter/X. Every second, roughly 6 000 tweets fly across the network. Grok can ingest this torrent, parse the text, detect emojis, hashtags, memes, and quoted screenshots—and then surface aggregate human emotion in near real-time. This post explains how Grok taps social sentiment, why that matters for product teams, traders, and community managers, plus step-by-step prompts you can use today. 🔍 1. How Grok Reads the Twitter/X Fire-Hose Direct API feed — Grok runs inside Twitter’s infrastructure, giving it millisecond access to public tweets and engagement data. Real-time embeddings — Each tweet becomes a vector with sentiment (positive / negative / neutral), topic, and emotion signals. Rolling attention window — Grok keeps a sliding context of the past minutes or hou...

✈️ Avoid Southwest Baggage Fees with AI: Smart Travel Hacks You Haven’t Tried

✈️ Avoid Southwest Baggage Fees with AI: Smart Travel Hacks You Haven’t Tried Spoiler: Southwest is one of the rare airlines that actually gives you two free checked bags — but if you’re flying internationally, with a codeshare, or lugging oddly shaped gear, those fees can still sneak in. Here’s how to dodge them — AI style. 🤖 1. Use AI to Auto-Find “Free Baggage” Fare Classes Airfare search tools like Google Flights or Kayak often hide the fine print on baggage fees. Use a free AI assistant (like ChatGPT or even a custom GPT you create) to analyze fare rules in plain English. Prompt idea: “Compare these three fare classes on Southwest and tell me which one includes free baggage or avoids overweight fees.” 🧳 2. Create a Packing Assistant Bot Overweight bags = $100 fee. Avoid that by using AI tools like ChatGPT + Google Sheets to build a personal packing assistant: Input your trip length, weather, and activities. Let AI suggest what to pack — and how to split i...

IRS Tax Refunds - Split Your Tax Refund Like a Pro: AI Budgeting for Real Life

Split Your Tax Refund Like a Pro: AI Budgeting for Real Life Just got your IRS tax refund? Before it disappears into impulse buys and forgotten subscriptions, let’s do something different: Let AI help you turn that refund into real results. Whether you’re a student, side hustler, or a busy parent, this guide will show you how to split your refund smartly—with the help of free and easy AI tools. 💡 Why Your Refund Deserves a Plan The average tax refund in the U.S. is over $2,800 . That’s not just a nice surprise—it’s an opportunity. Without a plan, it’s gone in days. But with a smart split, you can fund your goals, ease stress, and even invest in your future. Enter: AI. From budget apps to personalized advice, AI can now help you create a plan in minutes that used to take hours. 🤖 Step 1: Ask AI to Build a Custom Split Plan Open ChatGPT, Claude, or Perplexity and try this prompt: "I just received a $2,500 tax refund. Create a budget split that prioritizes saving, ...

Chris” Used AI and Other People’s Money to Buy a 6-Unit Multifamily Property

How “Chris” Used AI and Other People’s Money to Buy a 6-Unit Multifamily Property Note: “Chris” is a pseudonym used to protect the privacy of the individual. Buying real estate without using your own money used to be something only insiders and millionaires could pull off. But with AI tools and a bit of strategic networking, Chris managed to buy a 6-unit building in 2025 — without using a single dollar of his own cash. Here’s how he did it. 🧠 Step 1: Using AI to Identify Profitable 6-Unit Properties Instead of driving around looking for “For Sale” signs, Chris used a smart tech stack to source and vet properties: ChatGPT : He input property taxes, Zillow rent comps, and loan terms to get instant cash flow projections. DealMachine + Regrid : These tools surfaced off-market 6-unit buildings in appreciating neighborhoods. AirDNA & RentCast : Helped him forecast long-term rent income and short-term rental potential. One building stood out — a value-add 6-plex ne...

🕰️ My Full Daily Routine for Monetizing Content While Managing Life

How I Spend My Day Monetizing Blogger, YouTube, and Affiliate Income (And How You Can Too) By The AI Mom Lab If you’ve ever wondered how someone can actually turn a blog and a YouTube channel into a full-time income — without showing their face, juggling kid pickups, and learning AI tools as they go — you’re in the right place. This post is a real breakdown of how I spend my day running The AI Mom Lab to build a faceless brand that earns (and scales). Whether you're trying to make your first $1 online or want to turn your side hustle into a $1,500/week operation like I’m working toward, you’ll walk away from this post with a roadmap you can tailor to your own life. 📅 Daily Time Breakdown (with Real Hours) Activity Time Spent Monetization Path Blogger Posts 90 min AdSense, Affiliate links YouTube Scripts & Voiceover 60 min YouTube ads, Affiliate Research (SEO, Tools) 30 min Content ranking Affiliate Program Setup 30 min Future revenue base Analytics...
How to Find a Great Piano & Vocal Teacher for Your Child Using AI (Without Breaking the Bank) If you want your child to learn piano or vocals but you're struggling with time, cost, or quality of instruction, you're not alone. In 2025, AI tools can actually help you find the right teacher faster, cheaper, and more locally than ever before — even if you're balancing a full calendar. 🌟 What Makes a "Great" Music Teacher Today? Strong teaching credentials or experience with children Flexibility to offer virtual and/or hybrid lessons A warm, patient teaching style Affordable pricing or trial options Experience with both piano and vocal instruction (bonus!) 🧵 Use AI to Find and Filter Local + Virtual Teachers 1. Use ChatGPT + Google Search to Build a Shortlist Prompt: "Find piano and vocal teachers for kids near [Your City] who also offer virtual lessons. Prioritize those with good Google reviews, affordable rates, and be...